This program helps communities reduce their flood risk and lower their flood insurance premium rates.
Narrative
The National Flood Insurance Program's (NFIP) Community Rating System (CRS) is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements.
As a result, flood insurance premium rates are discounted to reflect the reduced flood risk resulting from the community actions meeting the three goals of the CRS:
- Reduce flood damage to insurable property;
- Strengthen and support the insurance aspects of the NFIP; and
- Encourage a comprehensive approach to floodplain management.
Find fact sheets, contact information, maps of participating communities, details about how community discounts are calculated, and other information about the Community Rating System.
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Steps to Resilience
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